What does a cyber policy cover when technology risk reaches beyond stolen data? AI-related mistakes, reliance on vendors, business interruption, and physical consequences can raise different questions for different kinds of insurance. One policy cannot be assumed to answer them all.

Michelle Faylo, Lockton's U.S. Cyber & Technology Leader, joins Joe Patti and Adam Roth to unpack cyber coverage and technology E&O; first- and third-party loss; physical versus nonphysical consequences; a competitive insurance market; and why war exclusions become difficult when attribution is contested. Michelle also talks about the controls insurers look for, broker conversations throughout the policy year, and what CISOs and boards need to understand before renewal.

This episode is a general discussion, not insurance or legal advice.

Michelle Faylo at Lockton: https://global.lockton.com/us/en/news-insights/lockton-names-michelle-faylo-u-s-cyber-and-technology-leader
Security Cocktail Hour: https://securitycocktailhour.com/

#CyberInsurance #TechnologyRisk #RiskManagement

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