What if the person explaining money to your kids has already been doing it for more than half his life, and passed the CFP exam before he could legally vote? Bill and Jackie sit down with 16-year-old Rishi Vamdatt, founder of Easy Peasy Finance. Rishi started learning about money at six, investing at seven, and teaching personal finance on YouTube at eight. But this isn't just a story about an unusually motivated teenager. Rishi offers a surprisingly universal lesson: money gets easier when we strip away the jargon, practice with real dollars, automate the basics, and start where we are.
This episode covers
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How Rishi passed the CFP exam at just 16 years old
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The childhood experiences that sparked his fascination with money
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Why he gave up birthday parties and started investing at age seven
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How Easy Peasy Finance grew from kid-friendly three-minute videos into more than 1,300 pieces of financial content
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What parents can do to teach kids about money without turning it into another lecture
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Why allowances, real-life practice, and even small money mistakes can be powerful teachers
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Rishi's simple approach to index funds, automation, and long-term investing
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Why financial education should begin before high school
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His take on Roth IRAs, 529 plans, Trump accounts, taxes, and estate planning
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What a 16-year-old financial educator wants late starters to remember about beginning today
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RESOURCES MENTIONED ON THE SHOW
Easy Peasy Finance
Easy Peasy Finance YouTube
📕Easy Peasy Money
Coverage on CBS News
Kiplinger Article
I Will Teach You To Be Rich (Ramit Sethi)
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⏰ Related Episodes
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📌Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
