Fireside Chat: Rethinking Bank Data from the Ground Up

Most lenders are still treating bank data like a second-look tool. That’s a missed opportunity.

Open banking has changed, and so has the way lenders can use cashflow data to make smarter, faster credit decisions. But with so many different aggregators, confusing connections, and news from the CFPB and JPMorgan, it can be tough to figure out what really matters.

That’s where this conversation comes in.

GDS Link and Quiltt teamed up for an open, straightforward discussion about what lenders should be doing with bank data right now. We’ll talk about:

• What the shift from screen scraping to OAuth really means for your team
• High-impact use cases that go beyond second-look and drive real ROI
• How to get started when you’ve got limited resources and no room for trial and error
• What small lenders can learn from big players, even without a large budget
• A straightforward look at the CFPB and Chase news, without the hype