Why do banks count your deposits as liabilities? We're breaking down how banks actually buy and sell money, plus how to evaluate loan books and bank earnings.
00:49 Why Talk Bank Stocks
03:41 Banks Buy And Sell Money
07:24 Bank KPIs That Matter
09:36 Why Banks Look Revenue-Less
13:26 Deposits As Liabilities
18:53 Interest Rates And Margins
22:41 Fixed Rate Loan Squeeze
24:11 Deposit Rates Lag Reality
25:04 Net Interest Margin Basics
25:55 Types of Banks Explained
29:15 Universal Banks And Mergers
30:40 Specialty Models Live Oak Schwab
33:19 Loan Book Risk And Bank Runs
35:31 Collateral Versus Unsecured Debt
39:20 Screening Tools And Valuation Cycles
43:00 Common Investor Mistakes Fintech Hype
46:28 Where We Are In The Cycle
48:45 Bank Picks And Closing Thoughts
Companies mentioned: AX, BAC, C, COF, GS, JPM, LOB, MS, PNC, SCHW, SOFI, TFC, WFC
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