Almost £678 million in revenue, yet Manchester United are still reporting a £40 million loss. Where is the money going and what does it mean for the club’s future? The Athletic’s Laurie Whitwell joins Rio Ferdinand and Ste on The Debrief to unpack United’s finances, from the lasting cost of the Glazers’ takeover to the decisions behind this summer’s transfer budget. Could United have spent more? Why were key positions left unfilled? And how do plans for a new stadium and a 2028 title challenge fit with the financial picture? There’s specific analysis on how the financial capability of the club is affected by the ongoing cost of servicing the debt from the Glazers to purchase Manchester United in 2003 - and how that affects the club in the next few transfer windows. Rio also reflects on how the players understood the takeover at the time and the only transfer window that made him question the club’s direction. An in-depth discussion about ownership, ambition and what it will take to build a Manchester United capable of competing consistently again. What’s the one question you want United’s owners to answer? Let us know in the comments.

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