Retirement risks do not exist in isolation; market volatility, legislative changes, and behavioural blockers compound one another over a 30-year retirement, with longevity acting as the ultimate wildcard multiplier. In this final episode of the series, Kimberley Dondo talks to Andy Fear from M&G to discuss the dangerous cost of adviser inaction and out-of-date planning assumptions. Discover how to build an evolving, joined-up retirement structure that values flexibility over rigid forecasting to secure optimal client outcomes.
Listeners will learn why inaction has a hidden cost, how longevity amplifies other risks, and how advisors can act as coaches to keep plans adaptable and aligned to real client needs.
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