Becoming a landlord with Buy-to-Let properties has often been seen as a way to build long-term wealth. But with brand new rules, higher taxes and more paperwork, it's becoming harder to turn a profit.
Did you know that since 2022, the rental sector is the only area of the housing market to have lost value? So, are Buy-to-Lets still a good bet? And where does this leave existing landlords trying to make sense of a changing market?
Today, we're breaking down the real story behind Buy-to-Lets and what you need to know before you think about jumping in.
Join our host, Philippa Lamb, and our expert panel as they discuss Buy-to-Lets:
- Buy-to-Let Landlord and Content Creator "Property Empress", Anna Pearce; and
- Mortgage Adviser, Michael Annis.
Episode breakdown
01:23 What's happening to the property market?
04:56 The Renters' Rights Act explained
09:06 Are landlords really leaving the market?
11:35 Understanding rental yields
16:28 Eligibility rules for Buy-to-Let mortgages
20:22 Stamp Duty on second properties
22:36 Building a property portfolio
25:44 The risk and reward of buying at auction
Further reading and listening
To learn more about property, check out these articles, podcasts and videos from PensionBee:
Other useful resources
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Follow Anna Pearce (@propertyempress) on TikTok, YouTube, Instagram, LinkedIn and Facebook.
Follow Michael Annis on LinkedIn.
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