Canada's institutional banking system has been traditionally difficult to navigate for new immigrants to the country, leading many to utilize an informal, women-led savings collective based on the principle of mutual aid.
Known as a "partner" in Jamaican culture, a "susu" in the Ghanaian community or a "hagbad" in Somali, a rotating savings and credit association (ROSCA) fosters a sense of community in many immigrant groups and opens doors to funding frequently not available elsewhere.
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