Ryan Graciano, Credit Karma Co-Founder - Scaling to 140 Million Users, Turning Crisis into Opportunity, Leading Product Innovation From CTO to CPO

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Miguel Armaza interviews Ryan Graciano, Co-Founder and Chief Product Officer of Credit Karma, one of the most successful fintech companies serving over 130 million customers. Credit Karma was bought by Intuit for $7.1bn in 2020, marking one of fintech’s largest acquisitions ever. Ryan began his journey as CTO after a brief stint at IBM and helped build Credit Karma from the ground up since 2007.

In this episode, we discuss:

• Key technical decisions that shaped Credit Karma's success
• Ryan's vision for the future of AI in personal finance
• Lessons from raising capital and building the company during the global financial crisis
• How to create excitement and drive organizational transformation... and a lot more!

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Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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