With interest rates at their highest level in years, could homeowners be doing more to keep their mortgage costs down?
On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Richard Whitten, money and home loans expert at Finder, to discuss the outlook for rates and the practical steps borrowers can take to cut their home loan costs.
00:00 Introduction
02:01 Are lenders passing on the latest rate rise?
03:08 What does the latest hike mean for borrowers?
04:22 Will there be another rate rise this year?
05:44 First steps to reduce your mortgage costs
08:00 How to negotiate a lower rate with your lender
10:00 When refinancing makes sense and what to watch for
12:00 Why refinancing may be harder right now
13:23 Richard's top tip for homeowners facing higher repayments
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