If you've ever felt behind on money, like everyone else somehow "gets it" and you missed the lesson, this episode is for you. Sophie sits down with finance creator Ciara Anne to break down, step by step, how she went from financially avoidant to having over £200,000 invested, without cutting out the things she enjoys: what compound growth actually means and why it's so hard to grasp at first, what dollar-cost averaging is and how Ciara adapted it into her own "curated" version (holding back a portion each month to invest more when the market dips), what an ETF actually is versus picking individual stocks, why a stocks and shares ISA is tax-free, what "risk appetite" really means, the idea of Coast FIRE and retirement as a financial state rather than an age, and why so many women were never taught any of this in the first place. Ciara is living proof that building wealth doesn't require depriving yourself, just consistency and the right foundations.
Ciara’s links
Instagram (https://www.instagram.com/ciara___anne/)
TikTok (https://www.tiktok.com/@ciara__anne)
Want to know your Coast FIRE number? Ciara breaks it down here: Coast FIRE explained (https://www.instagram.com/p/DX2WR6-qOXH/)
Episodes mentioned in this podcast…
Economist Bronwyn Taylor explains why 'Girl Math' is a toxic trend. (https://youtu.be/VEKpsJlReb8?si=tbit37Bn767tMDUk)
Mia McGrath’s Frugal Chic Rules for Building Wealth. (https://youtu.be/nV74s4FoyUI?si=zVHVGU_9hvgrseM7)
Credits:
Host: Sophie Hallwright
Guest: Ciara McMahon
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
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Chapters
00:00:00 Episode Preview
00:01:04 Who is Ciara?
00:02:16 Why women don’t talk about money
00:11:49 Ciara’s financial journey
00:23:04 A conversation with Ciara’s sister
00:32:53 Ciara’s investing strategy
00:43:13 Ciara’s fav ETFs
00:44:34 Jealousy within friendship groups
00:49:52 Thank you for listening!
00:50:19 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
