How can lenders increase approvals without increasing charge-offs?

In this episode of Leaders in Lending, Dan Harp, Chief Lending Officer at 717 Credit Union, discusses how decision engines and AI-powered underwriting models are reshaping risk assessment. From 2,000-variable models to borrower trajectory analysis, this conversation explores:

  • Credit scoring limitations
  • AI and machine learning in underwriting
  • Decision engines vs human exceptions
  • Portfolio performance monitoring
  • Mortgage risk strategy
  • Economic outlook for 2026
  • Compliance burden in credit unions

If you lead lending strategy, risk or growth, this episode offers practical insight into scaling responsibly.

Listen on leadersinlending.ai

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