In this interview, Mambu CEO Fernando Zandona discusses the critical importance of securing younger customers, specifically Gen Z and Alpha, because bank loyalty often lasts a lifetime. These demographics demand fast, digitally native experiences that traditional institutions struggle to provide using outdated legacy systems. To remain competitive against agile neobanks, Zandona suggests that established firms adopt cloud-based, composable banking platforms to launch modern services quickly without disrupting their main infrastructure. This strategy, exemplified by ABN Amro, allows banks to maintain compliance and trust while innovating through a "sidecar" core approach. Ultimately, the source highlights how technology partnerships enable financial institutions to meet the evolving expectations of a savvy new generation.

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