Mortgage Turmoil & The Outlook For 2026 With Ellie Broadhurst

The mortgage market has shifted quickly in recent weeks, with rising swap rates, changing lender pricing and wider economic uncertainty creating another challenging environment for HMO investors.

In this episode, I sit down with our specialist mortgage broker Ellie Broadhurst to unpack what's happening in the lending market right now, how the Renters' Rights Act is starting to affect some HMO valuations, and what investors need to consider when buying or refinancing in today's market.

🎯 What You'll Learn

• What's driving the recent rise in HMO mortgage rates
• Why some lenders are increasing rates while others remain competitive
• How the Renters' Rights Act could affect HMO valuations and refinancing
• How to prepare for a refinance and avoid unnecessary delays
• What the lending and property market could look like heading into 2027

If you're buying a HMO, approaching a refinance or planning your next project, this episode will give you a practical insight into what's happening in the mortgage market, the risks to be aware of and how to position yourself for the opportunities ahead.

Book a Call with Ellie here: https://thehmoroadmap.co.uk/hmo-mortgage-finance/

💻 Resources & Mentions

• Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
• The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
• The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
• Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

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