What if the goal that feels impossibly far away is not asking for a better return, but for something you are quietly spending every year you wait?
In this episode, I get into why the years your money compounds do more of the work than the rate you earn on it, and why a low, almost boring rate stretched over enough time gets you somewhere that looks like a leap from the starting line.
I explore how doubling income shows how we can underestimate compounding. And I walk through what happens to a goal when you shorten its runway by even a few years.
At the end, I give you a ninety-second exercise built on the rule of 72 that turns the cost of waiting into an actual number you can look at, instead of a vague sense that you really should get around to it one of these days.
Connect with Paul
If you're a working parent juggling a senior-level career and a growing family, and you're tired of coordinating four different advisors to run your financial life, I offer complimentary 30-minute conversations. Schedule one here.
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