Superannuation reform has been making headlines recently, so let's talk about the arguments for and against accessing super early. Dev touches on:
๐๐พ it's my money, why can't I access it?
๐๐ฟ the tax advantages
๐๐ป what happens if early access is allowed?
๐ the power of compounding
๐๐ผ what if I can invest it better?
๐๐ฝ the COVID experiment - what happened when people were allowed early access?
๐๐พ why not just give me 12% more salary?
๐๐ฟ why not make super optional?
๐๐ป the argument for choice
๐ Dev's final thoughts
Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au
To chat with a professional and get help about your situation, click here.
Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf
Hosted on Acast. See acast.com/privacy for more information.