Next-Gen Payments and Digital Frontiers: Speed, Risk and Adoption

Instant, low-cost cross-border payments are moving closer to reality as blockchain, stablecoins and tokenization reshape financial infrastructure. This episode explores how distributed ledger technology can enable faster, more transparent transactions while improving liquidity management through automation and smart contracts.

Adoption remains gradual, with regulatory uncertainty, interoperability challenges and the need for market confidence continuing to shape progress. The discussion also examines Moody’s stablecoin methodology, the role of AI in fraud detection and liquidity forecasting, and key risks across technology, cybersecurity and regulation.

Featuring insights from Moody’s analysts Greg Sobel and Lucas Viegas.

Host: Greg Sobel, Vice President, Moody’s Ratings

Guest: Lucas Viegas, Vice President, Moody’s Ratings

Related Research: 

• https://www.moodys.com/research/Digital-Transformation-Europe-A-significant-step-for-the-retail-digital-Sector-Comment--PBC_1486057
• https://www.moodys.com/web/en/us/insights/credit-risk/digital-economy/tokenization-will-change-us-transaction-flows.html
• https://www.moodys.com/research/Financial-Institutions-Latin-America-Regions-adoption-of-digital-assets-expands-Sector-In-Depth--PBC_1454933
• https://www.moodys.com/research/Digital-Economy-Cross-Region-AI-agents-with-digital-cash-would-Sector-In-Depth--PBC_1414649

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