RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)

In today's Five Question Friday (FQF) video, we cover these questions:

1. How many years of "safe funds" should you hold beyond guaranteed income?
2. Reducing portfolio risk in retirement when returns aren't needed
3. Budgeting app that syncs the Sam's Club Mastercard
4. Does the 4% rule account for pre-tax vs. after-tax assets?
5. Should you only sell stocks when the market is at record highs?

Resources From Video
Budgeting Apps: https://robberger.com/best-budgeting-...
Monarch Money: https://go.robberger.com/monarch-rob5... (Promo code: ROB50)
https://www.wallstreetcourier.com/spo...
https://www.morningstar.com/economy/w...
https://www.monarch.com/connection-st...
https://robberger.com/research/asset-...
https://www.kitces.com/blog/the-impac...

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