💰 What it is: A rules‑based portfolio of up to 30 dividend‑paying stocks, REITs and ADRs built to target both capital appreciation and income—not just yield.
📊 The goal: Beat Vanguard’s High Dividend Yield ETF, $VYM, on total return while keeping the portfolio’s yield in a similar range. $VYM holds roughly 618 stocks and charges a 0.04% expense ratio.
🔄 How it works: The model is updated every two weeks, with buy/sell notices and rebalancing guidance—more hands‑on than Alpha Picks, but less frequent than Pro Quant.
🛢️ Early winners: I break down five of the best performers since launch—$PSX, $VLO, $RTX, $MPC and $AGM—and why energy exposure, dividend growth and timing have mattered.
🎯 Who it’s for: Investors who want dividend income and potentially smoother volatility than a growth‑first portfolio, but still want a concentrated, data‑driven approach to beating a passive high‑yield ETF. Dividend stocks can provide lower volatility ballast, though returns are never guaranteed
