Ripple's next chapter may not be about payments—or even XRP price. A new institutional lending model being built on the XRP Ledger could allow businesses to borrow based on creditworthiness rather than locking up excessive collateral, with RLUSD serving as the money moving through the system.

In this episode of The Chip Mahoney Show, I look at why this matters, how institutional borrowers can put capital to work and repay it with interest, and why the most interesting part of Ripple's move may be the infrastructure being assembled behind the scenes.

The bigger question: If institutional credit moves onchain, who captures the value from making it work?

Where do you stand?

Most crypto investors know what they own. Few know where they actually stand as finance moves on-chain.

Start with ALEN, my free 60-second diagnostic for understanding where durable value capture may be forming.

https://tokentrustadvisors.xyz/alen

Want to know what I'm watching before it becomes a headline?

Signals tracks the infrastructure, tokenization, institutional moves, and capital flows I believe matter next.

https://tokentrust.substack.com

Want to talk through your own positioning?

Book a Digital Capital Positioning Session with me. It's a one-on-one session for investors, advisors, founders, and allocators who want to understand where they stand — and what they may be missing.

https://www.tokentrustadvisors.xyz/digital-capital-positioning-session

If this episode helped you see where capital is moving differently, follow the show and leave a review. It helps more investors discover the podcast.

The Chip Mahoney Crypto Show is part of Big Pond Podcast and represented by DV Collective. Views are for educational and informational purposes only and should not be considered financial advice. Music licensed through Spotify Creators.


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