Transform your back-to-school shopping from a budget-busting headache to an opportunity for teaching financial responsibility. I share how I went from spending $100 per child on school supplies to $50 while teaching my kids valuable money lessons in the process.
• Set a firm budget before looking at supply lists and commit to not exceeding it • Give kids their budget in actual cash so they can physically see their spending limits • Let them keep whatever they don't spend as an incentive to make smart choices • Apply the same system to clothes shopping to extend the financial learning • Even reluctant shoppers benefit from learning how to make purchasing decisions • Generic supplies work just as well as fancy ones for academic success • Teaching budgeting and financial trade-offs provides lifelong skills
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