XRP Holders: This Is What You've Been Waiting For

Wall Street is working out how to make real money from digital assets, and Ripple wants to sell it the plumbing. Jeff and Chip follow the money to the question XRP holders care about: when the banks and Ripple get paid, does any of it reach the people holding the token?

• Ripple spotlights a Boston Consulting Group report estimating a regional bank with a $200-300B balance sheet could add up to $100M to its P&L by pairing digital-asset services with the right custody setup. It's a modelled estimate, not booked profit.
• - Arf brings settlement liquidity to the XRP Ledger, using RLUSD for short-term working capital for licensed payment firms, and Jeff on why RLUSD volume and XRP value are not the same thing.
• - XRP finally gets its own @XRP handle and xrp.org, and Stuart Alderoty files Ripple's comment letter on the SEC's proposed crypto rules.
• - Coinbase research: stablecoins settled roughly $35T on-chain in 2025, but only about $390B of it was real payments.
• - Bit Water: a $900 water-heater element that mines Bitcoin, and the math on whether it ever pays for itself.
• - Also in the back half: Amy Acton's own mother cuts an ad against her, Trump warns Europe over NATO, Rubio names Iran as the Middle East's core problem, Elizabeth Warren on billionaire money, and France burns while Macron blames Trump.

Watch the full show: https://www.youtube.com/watch?v=jdik2xa1nss