One fire, one ransomware click, one product claim, or one auto accident can turn a growing company into a cash-flow crisis overnight and most founders don’t find out they’re underinsured until the day they need the policy to perform. We sit down with Art Sordo (VP) and Joe Stroot (Client Advisor) from Centered Partners to talk about how business owners can protect what they’re building without treating insurance like a once-a-year box to check.
We get practical about the blind spots that show up as you scale: coverage that never updates after the startup phase, business interruption limits that lag behind real revenue, and property or inventory values that quietly drift out of sync. Art and Joe break down what business interruption insurance actually does, what can trigger it, and why e-commerce operators should also consider contingent business interruption when a key third-party provider goes down.
Then we dig into two pressure points for modern operators: product liability and cyber insurance. If you private label, import, distribute, or even think you “never touch” the product, you may still be in the chain of custody when a claim hits. On cyber, we talk about why a bundled endorsement can fall short, how sublimits can surprise you, and what to ask for in a standalone policy. We also cover manufacturing realities like workers’ comp, commercial auto exposure, and how an umbrella policy fits into a smarter liability strategy, plus why proactive quarterly reviews make renewals and potential M&A much less painful.
If you want fewer surprises and a clearer risk plan as you grow, subscribe, share this with a fellow founder, and leave a review so more business owners can find it.
Connect with Art Sordo and Joe Stroot https://www.centeredpartners.com/
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