When Can I Get Rid of My Disability Insurance?

There's a point in every physician's career where you can stop paying for disability insurance — and most doctors have no idea when that point arrives. In this episode, Dr. Jimmy Turner and Justin Harvey, CFP® break down the full physician insurance stack and tackle a question they've never covered in 270+ episodes: when (if ever) should you drop your disability and term life insurance policies?

What you'll learn:

• Why own-occupation DI is the #1 financial priority for every doctor — even before paying off credit card debt
• How to make DI affordable on a resident budget
• Why you should secure disability insurance BEFORE term life (an underwriting issue most docs never hear about)
• Tail coverage red flags to negotiate before signing a contract
• The "leverage frame" for keeping coverage after you hit financial independence

Jimmy also shares his own cautionary tale: bad advice from an insurance agent as an MS4 left him permanently uninsurable for DI coverage. Don't let that be you.

👉 Get a quote that includes every option — including GSI policies your program may not know about — at moneymeetsmedicine.com/disability

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