Money stress has a way of leaking into everything, our sleep, our relationships, and even the way our kids learn what “normal” looks like at home. I’m joined by Lori Atwood, CFP and founder of Fearless Finance, to talk about what changes when financial planning is truly fiduciary and priced in a way regular families can actually use. We dig into why “free” advice often isn’t free at all, how commission and assets-under-management models can quietly shape recommendations, and how an hourly approach can give you a clearer, more neutral path forward.
We also get real about the emotional side of personal finance: shame, guilt, and the comparison trap that social media amplifies. Lori shares her definition of real prosperity and her five fundamentals that create financial security: spending less than you earn, keeping an “oops” cash buffer, building a true emergency fund, saving at least 15% for retirement, and managing consumer debt with a payoff plan. If you’ve ever felt paralyzed by money anxiety or told yourself you’re “not good at money,” this conversation offers a calmer, more workable way to start.
Because this is The Stress Nanny, we bring it back to parenting too. We talk about modeling money habits, why kids learn more from our reactions than our lectures, and how to set teens up with developmentally appropriate first steps like a checking account and debit card. One of my favorite insights is how buyer’s remorse, in small stakes moments, teaches value and priorities better than any app ever could. If this helps, subscribe, share with a friend, and leave a review so more parents can find practical support.
To learn more about Fearless Finance, visit the website and use code LindsayMiller for $50 off your first session.
You can also find Lori on Instagram, Facebook or LinkedIn.
Lori Atwood is the founder and CEO of Fearless Finance and a CFP® professional. Lori created Fearless Finance to make expert, fiduciary, hourly financial planning accessible to everyone with no sales, no minimums, and no judgement. Lori’s been in finance for over 25 years starting in investment banking, asset management and private equity before starting Fearless Finance in 2016.
Lindsay Miller is a distinguished kids mindfulness coach, mindfulness educator and host of The Stress Nanny Podcast. She is known for her suitcase tricks and playful laugh. When she's not cheering on her daughter or rollerblading on local trails with her husband, you can find her using her 20+ years of child development study and mindfulness certification to dream up new ways to get kids excited about deep breathing. Having been featured on numerous podcasts, platforms and publications, Lindsay’s words of wisdom are high impact and leave a lasting impression wherever she goes.
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