What if changing your money story was part of your cultural legacy?

In this episode, host Janny Perez welcomes Luzy King, financial educator, mentor, and founder of Say Hola Wealth. Together, they dive deep into the money mindset most Latinas grew up with, explore practical ways to raise children with abundance, and share their personal journeys building bilingual and financially savvy households.

Show Promos You Don't Want to Miss:

DOWNLOAD THE BILINGUAL BABY QUICKSTART GUIDE

EARN A $30 CREDIT WHEN YOU USE THE GREENLIGHT APP & QUALIFY

APPLY TO JOIN THE MI LEGASI BILINGUAL PARENTING COACHING PROGRAM

Timestamps & What You’ll Discover

03:05 – Luzy King’s Money Story: From Avoidance to Empowerment

08:42 – Raising Bilingual Kids & Making Culture Central

13:51 – Building Healthy Money Mindsets for Kids

19:56 – Giving Kids Power Over Their Spending

24:59 – When Should Kids Have Their Own Bank Accounts?

30:32 – Paycheck to Purpose: Earning Doing What You Love

34:28 – Stock Market for Latinas: Why It Matters

39:51 – Healing Money Trauma: Mindful Techniques

43:24 – Say Hola Wealth: Empowering the Community

Quick Takeaways:

  • Money mindset and habits are part of your cultural legacy—your kids absorb what you model.
  • Teaching financial literacy at home equips your children to thrive and builds generational wealth.
  • Bilingual parenting is different in every family—what matters is intention and keeping cultura alive.
  • Abundance comes through creative earning, intentional spending, and releasing scarcity beliefs.


Viral Quotes from the Episode

"When you do that for yourself, that's also a skill or skills that are being transferred to your children, which in my opinion, that is another way to preserve our culture. Because money is also cultural." -Luzy King

"Entrepreneurship is the only way to build generational wealth." -Luzy King

"We invest in just about everything and everyone and we always, always put ourselves last many times." -Janny Perez

"Every bilingual parenting journey is different. What is key, though, is being intentional." -Janny Perez

About Luzy King

Luzy King is a financial educator, speaker, and founder of Say Hola Wealth, where she helps Latinas build wealth and transform their relationship with money. As a first-generation wealth builder, she supports women in breaking generational cycles through income growth, investing, and entrepreneurship. Connect with her at @sayholawealth.


About Janny Perez

Janny Perez is a bilingual parenting educator and host of The Latina Mom Legacy podcast, helping first-generation Latina and multicultural moms raise Spanish-speaking children with confidence in English-dominant environments. As a multilingual mom, she shares practical, real-life strategies to build a strong language foundation while staying connected to culture. Follow @milegasi for tips and resources.


Resources Mentioned in the Podcast:

Bilingual Baby Quick Start Guide
Walk-through for introducing Spanish from day one. Find it in the show notes.

Say Hola Wealth Programs
Learn more about Luzy King’s financial empowerment courses for Latinas and moms at sayolawealth.com

Greenlight App
Teaching kids about earning, saving, spending, and giving with a debit card made just for them. Get $30 when you sign up via the referral link in the show notes.

More free printables & bilingual parenting tools at milegasi.com

How You Can Support & Engage

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Podcast Instagram: @thelatinamomlegacy
Pinterest: @milegasi



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