Mark is headed to the Azores, so naturally we start with why Portugal has almost no air conditioning. Then it is a bank-by-bank rundown. Citi added lifetime language to the Strata cards, and nobody knows yet how hard they will enforce it. Chase may have quietly created a 3/24 rule for business cards, you have one week left to move Sapphire Preferred points to Hyatt at 1:1, and Chase's new investing redemption is the least exciting 1 cent per point you will ever see. On the good news side, Bilt reversed its terrible referral rule, now allows product changes with targeted upgrade offers, and added Amtrak as a transfer partner for the first time in years, though at a ratio that stings. Plus Citi adds Japan Airlines with a 30% launch bonus, and a 25% bonus to Avianca that we will politely beg you to think twice about. Is Citi's lifetime rule a dealbreaker for you? Let us know in the comments.

Episode Guide:

  • 0:00 Welcome to MTM Travel
  • 0:24 Mark Heads to the Azores & Europe's AC Problem
  • 1:50 Lufthansa's Very German Customer Service
  • 2:53 Last Call: Sapphire Preferred to Hyatt at 1:1
  • 4:34 Does Chase Have a 3/24 Rule for Business Cards?
  • 6:03 Chase's New 1 Cent Investing Redemption
  • 9:03 Melio: $230 Gift Card After a $500 Payment
  • 9:55 Bilt Reverses Its Bad Referral Rule
  • 11:31 Bilt Allows Product Changes & Upgrade Offers
  • 13:01 Bilt Adds Amtrak as a Transfer Partner
  • 16:22 Citi Adds Lifetime Language to the Strata Cards
  • 19:50 What Is Citi Even Doing?
  • 20:51 Citi Adds Japan Airlines With a 30% Bonus
  • 23:03 A 25% Bonus to Avianca (Proceed With Caution) 

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