I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.
What I cover:
👉🏻 Why de-centering your age is the most important lesson on this list
👉🏻 Door decisions vs. wall decisions, and how to tell the difference
👉🏻 Why I finally went on an SSRI and started therapy
👉🏻 The systems and defaults that make my life feel manageable
👉🏻 Why hitting your Coast FI number matters even if you love your job
Subscribe to Beyond Your Budget:
https://breakyourbudget.substack.com/
Personal Finance Starter Kit:
https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit
BREAK YOUR BUDGET RESOURCES:
💸 Personal Finance Dashboard:
https://breakyourbudget.com/personal-finance-dashboard
💸 Basic Budgeting Template:
https://breakyourbudget.com/basic-budgeting-template
💸 FI/RE Template:
https://breakyourbudget.com/fire-template
💸 RENT VS. BUY CALCULATOR
https://breakyourbudget.com/rent-vs-buy-calculator
💳 Tools I Use:
Rakuten Cash Back: https://shorturl.at/w0PcH
SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2
Try Classpass: https://classpass.com/refer/UKLV6BN026
All Other Resources:
https://breakyourbudget.com/links
👩🏼💻 Inquiries: michela@breakyourbudget.com
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💸 My ShopMy:
https://shopmy.us/shop/michelaallocca
TIMESTAMPS:
0:00 — Intro: how I'm spending my birthday
5:00 — My theme for 31: creativity
9:00 — Lesson 1: de-center your age
13:00 — Changing your mind, self-hatred, taking things personally
17:00 — Going on an SSRI and going to therapy
20:30 — Boundaries, clutter, and taking offense
26:00 — Alone time, quality over quantity, trusting your gut
32:00 — Money basics, identity, and Coast FI
41:00 — Discipline, systems, health, and where you live
47:00 — Doors vs. walls, grace, debate, and the closing lesson
