The Human Algorithm - Why proximity still matters in European finance with Annarita Morelli

What does the future of European banking actually look like, in a world of perpetual crisis, heavy regulation, and consolidating institutions?

Annarita Morelli, a strategy and governance executive who has worked on the front lines of Italy's financial system, joins Ricardo Silvestre on the Liberal Europe Podcast, to make the case for proximity banking, smarter resilience, and a financial sector that supports the real economy. From the reactive trap that keeps banks running on a treadmill, to the funding gap holding back small businesses, to what she calls the human algorithm of territorial banking, this is a conversation about how Europe can grow without losing the local trust that makes finance work.

This podcast is produced by the European Liberal Forum in collaboration with Movimento Liberal Social and Fundacja Liberté!, with the financial support of the European Parliament. Neither the European Parliament nor the European Liberal Forum are responsible for the content or for any use that be made of.