In this episode, Ryan is joined once again by CPA Zach Smith to unpack the FedEx TA 26 retirement choices, this time from a tax and long‑term planning angle. Instead of just chasing the biggest paycheck, they explore how pensions, 401(k)s, and new cash-balance options can create either freedom or a “ticking tax time bomb” in retirement. If you’re a FedEx pilot facing this decision, this conversation will challenge how you think about taxes, flexibility, and your family’s legacy.
Here’s what we cover in this episode:
💰 Three Choices: Each leads to very different outcomes
🧨 Tax Pressure: Income stacking creates future problems
🛡️ Guaranteed Income: Stability comes with tradeoffs
🧾 Limited Control: Some plans restrict your flexibility
🚀 More Flexibility: After-tax dollars give you options
💡 Smarter Mix: Roth + brokerage create long-term advantages
FedEx TA26 Retirement Option Tool:
https://retirepilots.com/fedex-ta26-tool/
FedEx TA 2026: 3 Retirement Options That Could Change Everything
https://pilotsadvisor.podbean.com/e/fedex-ta-2026-3-retirement-options-that-could-change-everything/
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://d74164fb.pages.infusionsoft.net/
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2
