Dave Ramsey Says You Can Withdraw 8% - Here's What the Research Actually Says

✈️ Retire Pilots the Right Way!

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Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, we break it down: what Dave says, what the research says, and what Ryan actually thinks.

Here’s what we cover in this episode:

✈️ Pilot-Level Planning: Complex finances need tailored advice.

📉 Eight Percent Risk: Market averages ignore retirement volatility.

📊 Four Percent Rule: A conservative research-based starting point.

🎯 Custom Strategy: Pensions and spending needs matter.

🔥 Sequence Risk: Safe buckets protect during downturns

Ramsey’s 8% Retirement Rule Sounds Nuts At First

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