Most retirement conversations are about saving enough. Today, Sean’s talking about the other side of that. What happens when you've saved, you're there, and you still can't bring yourself to spend it? It's more common than people admit. And it can quietly rob you of the retirement you worked so hard to build. A great financial plan’s purpose is to both protect you and give you permission to spend and enjoy your life.
Here’s what we discuss in this episode:
💸 Spending Shift: Moving from saving to spending is difficult
⚠️ Fear of Running Out: Uncertainty creates hesitation
🧭 Income Clarity: Understanding how money flows builds confidence
🚧 Guilt Barrier: Emotional resistance can hold people back
📅 Plan to Spend: A clear process makes spending easier
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