ISO 20022 Payment Readiness: What Treasury Must Fix Before November 2026

In this episode, Lee Patton and Craig Jeffery discuss what corporate treasury teams must do to prepare for the November 2026 ISO 20022 structured address requirements. They discuss why the rules can affect organizations even when they do not originate ISO 20022 files, how incomplete payment inventories and address data can cause rejections, and why treasury, AP, IT, banks, and service providers must coordinate to validate payment workflows and data readiness.

ISO 20022 Readiness Webinar: https://strategictreasurer.com/webinar-iso-20022-readiness/
Swift ISO 20022 Address Requirements: https://www.swift.com/standards/iso-20022/iso-20022-faqs/iso-20022-removal-unstructured-address
Fedwire ISO 20022 Implementation Center: https://www.frbservices.org/resources/financial-services/wires/iso-20022-implementation-center
What Is ISO 20022? (2021): https://strategictreasurer.com/44-what-is-iso-20022/
Updating ISO 20022: Exploring New Formats, Data, and Benefits (2023): https://strategictreasurer.com/277-updating-iso-20022/
Demystifying ISO 20022: The Future of Payment Formats (2024): https://strategictreasurer.com/webinar-demystifying-xml-iso-20022/
ISO 20022: From Compliance to Competitive Advantage (2025): https://strategictreasurer.com/372-iso-20022/

Timestamps:
00:00 Introduction
00:21 What ISO 20022 payment readiness means
01:11 November 2026 structured address requirements
03:01 Why non-ISO payment files are affected
04:14 Common payment readiness gaps
06:08 Assessing data and payment workflows
07:34 Final readiness checklist
08:39 Closing thoughts
08:59 Outro

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