The Pensions Commission's interim report has landed - all 190 pages of it - confirming what the industry already feared: 15 million people are under-saving. Tom and Nick dig into what happens before the full report arrives in "early 2027" (definition pending). Plus the shrinking-but-still-enormous gender pensions gap, conflict-zone and local investment, and the regulator's new line on AI - including whether your pension chatbot can be trusted or is just confidently making things up.



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