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If you've got a purchase, refinance, or renewal coming up, you might be assuming you automatically need to book a lawyer or notary — and depending on which one it is, that assumption could be wrong. A lot of clients are surprised to learn that a straightforward renewal with your current lender often needs no legal involvement at all, while switching lenders or refinancing usually does. In this week's episode, I break down exactly which transactions require legal services, which don't, and roughly what it all costs.


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