Their $3.8M Net Worth Is Trapped. How Can They Retire?

How can you have a $3.8 million net worth and still have zero cash available? In this episode of BiggerPockets Money, Mindy Jensen and Scott Trench help a couple navigate a financial puzzle involving wealth tied up in real estate and retirement accounts, significant medical expenses, and a cash flow shortfall. They explore strategies for accessing money early, including Roth conversions, the 72(t) rule, and real estate sales, while considering healthcare costs, ACA subsidies, and tax implications. 

If you're planning for early retirement, this case study shows why having a high net worth isn't always the same as having money you can actually spend.

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• Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
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• Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets

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