7-31-26 Mid-Year Financial Checklist

Are you on track financially, or is it time for a mid-year course correction? In this episode, we walk through a comprehensive mid-year financial checklist designed to help investors and retirees prepare for the second half of the year. We'll discuss whether your portfolio allocation still matches your goals, why sector rotation matters, realistic expectations for investment returns, and the importance of updating retirement income plans. We also cover mid-year tax projections, Roth conversion strategies (including the often-overlooked downsides), charitable giving techniques, insurance reviews, and why knowing what your money is actually for may be the most important financial planning decision you make. We'll also touch on labor market trends, including what high-paying employers like Buc-ee's tell us about today's economy, and the growing role of AI and robot teachers in education. Whether you're planning for retirement, reducing taxes, reviewing insurance coverage, or refining your investment strategy, this checklist can help you finish the year on stronger financial footing. 0:00 INTRO 0:20 - Lettuce Memes, Future Shock, Bad Architecture, & Tiny Towns 7:12 - Market Frustrations & Sector Rotations 10:01 - Is Your Allocation Right for You? 13:25 - Robot Teachers in New York 15:11 - What Your Money is For... 16:37 - Expectations for Returns 20:36 - What You Can Make at Buc-cee's 22:29 - Mid-year Tax Projections 26:39 - Retirement Income Update, Charitable Intent & Micro-budgeting 30:02 - Charitable Remainder Trust 33:43 - Putting together a strategy for charitable giving 37:16 - The "Alt Side" of the Roth Conversion 41:06 - Insurance Review 42:44 - Savvy Social Security DLS Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/2oESMTD2Cqg?feature=share ------- Watch our previous show, "Hyperscaler Credit: Warning or Opportunity?" https://youtube.com/live/lsx5FwAF_mQ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialPlanning #RetirementPlanning #Investing #TaxPlanning #WealthManagement