You spend months, sometimes years, negotiating child support and alimony. Then a layoff, a disability, a business bankruptcy, or a death can stop those payments overnight, and most people have no idea there's a way to protect that income.
In this episode, Karen McMahon sits down with Ron Platt, founder of the National Association of Single and Divorced Families (NASDF) and creator of Support Insured, the only policy on the market that covers child support and alimony together. Ron shares how an idea he and his father developed 30 years ago was turned down by carrier after carrier because of the word "divorce," and how it finally found an underwriter willing to take the risk.
Karen and Ron walk through how the coverage works when the paying spouse loses a job, becomes disabled, files for business bankruptcy, or passes away, with payments continuing for up to a year so the receiving parent isn't left scrambling or paying an attorney to go back to court. They cover how premiums are calculated by age and support amount, why the receiving spouse can purchase the policy on behalf of the paying spouse, what happens with renewals and repeat claims, and why it's never too late to apply as long as a settlement is in place.
Ron also explains why the policy is offered through NASDF membership and what members can access for $19 a month, including mental health sessions, childcare enrollment discounts, realtor referral rebates that can reduce closing costs, career services for parents returning to work after time at home, and a concierge service to help match members with attorneys, mediators, and coaches. He closes with the deeply personal reason he built the association, rooted in his experience as a foster parent and his goal of advocating for children caught in the family court and foster care systems.
If you've ever lain awake wondering what happens if the support stops, this conversation offers a practical next step to protect what you fought so hard to secure.
Connect with Ronald:
Resources Mentioned in this Episode:
- Join Divorce Support Network: Back to school offer, 80% off a full year for $99, plus two strategic calls at no cost, one with a coach and one with a financial specialist: https://community.divorcesupportnetwork.com/back-to-school/?utm_source=JBDPodcast&utm_medium=RonaldPlatt&utm_campaign=BTS
- Free Rapid Relief Call: https://www.jbddivorcesupport.com/rapid-relief-call
- Join The Steady Circle: https://www.jbddivorcesupport.com/hcdsg The Steady Circle is a 12-week group coaching program for women navigating high-conflict divorce. Divorce coach Karen McMahon leads six live, bi-weekly Zoom sessions, where women learn to calm emotional triggers, set boundaries that hold, and respond to a difficult ex with strategy. Each member begins with a Personalized Support Blueprint. She stays connected between sessions through a private peer community, and she gets session recordings, a resource library, and two skills courses: Reclaim Your Mind and Boundary Bootcamp. Members leave steadier, clearer and more confident, with a circle of women who understand exactly what they're facing.
