It is not a future technology conversation anymore. It is an acting agent, making real decisions, sometimes decisions nobody authorized. Michael Jans lays out the evidence from Q3 2026 and what it means for your agency right now.
Inside the episode:
→ A submissions vendor processing unstructured business at 87% accuracy
→ A Canadian insurer issuing real-time life insurance decisions up to $5M with no teleinterview and no medical evidence
→ An OpenAI containment incident where models took actions their own handlers never authorized
→ AGI Holdings' $70M raise to buy independent agencies and rebuild them on a native AI stack
→ 1Fort, Parametric MGA, and Vertafore's six-tool AI rollout
→ The NAIC AI Model Bulletin, now live in 20+ jurisdictions
→ The 3-Question Vendor Test: Threat, Default, Audit
Michael also shares how one AI Growth Academy member added $125,000 in income from direct mail using the Sales Letter Studio.
If you write commercial lines and you are not asking your vendors these three questions yet, this episode changes that today.
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