What happens after you reach Coast FIRE?
For years, you save aggressively, maximize retirement accounts, and build wealth with one goal in mind: hitting your investment goal. But once you arrive at Coast FIRE—Coast to Financial Independence and Relax Early—a new question emerges:
Now what?
In this episode, we answer a thoughtful listener question from Richard, who has built a seven-figure net worth with his wife but feels stuck in a sales career that’s wearing him down. We discuss how to actually act on Coast FIRE, the four career paths available after reaching the milestone, and how to use the financial strength you’ve built to create more freedom and margin in your life today.
Then, we welcome back retirement expert Jesse Cramer to discuss an important and often-overlooked topic: Social Security benefits after divorce. We cover how spousal and survivor benefits work, eligibility requirements, common misconceptions, and what divorced spouses need to know when planning for retirement.
What Coast FIRE really means beyond the calculators
Four career paths to consider after reaching Coast FIRE
Why more money isn't always the answer
How to use your wealth to create more time freedom
Social Security spousal benefits explained
Social Security survivor benefits explained
Divorce and Social Security eligibility rules
Common Social Security claiming strategies for married couples
Retirement planning considerations for divorced spouses
RESOURCES
Own Your Time: https://marriagekidsandmoney.com/book
Coast FIRE Calculator: https://marriagekidsandmoney.com/coast-fire-calculator
Personal Finance for Long-Term Investors Podcast: https://bestinterest.blog/podcast
Leave a Voicemail: https://marriagekidsandmoney.com/voicemail
Instagram: @marriagekidsandmoney
LinkedIn: @AndyHillMKM
CREDITS
Host: Andy Hill
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed
Learn more about your ad choices. Visit megaphone.fm/adchoices
