Which is More Important: Steady Income or Potential Growth?

How much of your retirement portfolio should be invested in bonds? 

High-quality bonds can help reduce portfolio volatility and provide income, but relying on them too heavily may limit long-term growth. 

Learn how bonds can fit into a retirement portfolio, why sequence-of-returns risk matters when withdrawals begin, and how income needs, time horizon, and legacy goals can affect the balance between stocks and bonds. 

For Americans living in Israel, the episode also considers how holding dollar-based investments while paying expenses in shekels can add another layer to the decision.