Your U.S. employer just decided your remote work setup from Israel is a compliance headache. Now what? You thought you had a few more years of income, but the clock just jumped forward. Having a solid 401(k) balance is great, but it won't tell you how to structure your severance, when to claim Social Security, or whether your spouse even knows where all the accounts are. Doug Goldstein breaks down why the real retirement question isn't "Do I have enough?" but "Am I actually ready?" Plus, the one simple exercise you can do this week to find out where your gaps are before life forces the answer. 

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