In this episode of One Vision Podcast, Theo chats with Huyen Tran from US Bank and founder/investor at Elys Ventures. Huyen shares her path from computer engineering and early real-estate investing to two decades in banking product leadership and P&L ownership. She discusses why banks can appear slow due to resilience, regulation, legacy systems, and trust requirements, and how AI will accelerate prototyping, testing, data analysis, and iterative product development while meeting customer expectations for personalization and security amid rising fraud.
A must-listen episode on startup, innovation, relationship building, and ecosystem thinking.
🔥"What value are you creating for everyone involved? ...Just don't forget about the people."
🎧 Listen now wherever you get your podcasts.
Keywords: AI, Fintech, FinancialServices, VC, Startups, Banking Industry
Timestamps:
00:00 Welcome and Guest Intro
00:53 Path to Banking
05:17 Are Banks Really Slow?
08:09 AI Changing Bank Product
10:39 Customer Expectations and Trust
13:27 Inside Elys Ventures
14:18 Moats in the AI Era
18:37 Founder Questions and Cycles
20:27 Advice for New Founders
23:41 Closing
More about our guest
🌐Huyen Tran on LinkedIn: https://www.linkedin.com/in/huyen-tran-09a580aa/
More about our host and One Vision Podcast
🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/
🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/
🌐Unconventional Ventures (company): https://www.unconventionalventures.com/
🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision
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