Your Overspending Will Eventually Catch Up With You

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

✅ Help us make the show better by taking this short survey!

While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

‘ Living paycheck to paycheck making $455K.’ 'It seems like I'm completely broke all the time’ ‘Will paying off debt cause our credit to drop?’ ‘How do I convince my dad to sell his Mercedes?' ‘My wages are being garnished, what can I do?’ 'In dating, when do you discuss "non-negotiables."'

Support Our Sponsors:

🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here

💵 Start your free budget today. Download the EveryDollar app

🤓 File your taxes with 100% accurate software that’s 20% of the price

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

💼 The Ken Coleman Show

📈 EntreLeadership

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices