Want global exposure without the hassle? Two ETFs stand out: SCHF, the ultra-low-cost pick for developed international markets (think Japan, South Korea), and SPGM, the all-in-one global powerhouse that includes U.S. tech giants like Apple and Nvidia. SCHF is perfect if you’ve already got U.S. stocks and want to diversify internationally, while SPGM gives you total global coverage — but at a slightly higher cost and with more U.S. upside. Over five years, SPGM outperformed thanks to those big U.S. names — but your strategy should decide which fits your portfolio best.
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