A new report reveals a surprising trend: people are fleeing the Bay Area, chasing cheaper homes—but at a cost. Those leaving often face lower incomes, underperforming schools, and higher exposure to wildfires and heat. The study, based on credit data, shows it’s not just the rich or poor leaving—it’s middle-income folks with student debt and lower credit scores. Demographically, white residents are departing while Asian and Pacific Islander households are staying or moving in, reshaping the region’s diversity. Amid fears that the AI boom could worsen housing costs, Governor Newsom signed new laws to slash construction fees and streamline affordable housing development, calling for a “rebuild of the mission” to fix decades of restrictive building policies.
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