Social Security is set to make some major changes next year that could impact your benefits and taxes—here’s what you need to know. Expect a potentially larger cost-of-living adjustment (COLA) around 3.7–3.8%, higher earnings limits for those under full retirement age, and a raised cap on taxable income. While these adjustments are routine, they could significantly affect your retirement income. Final numbers won’t be confirmed until mid-October, so stay tuned and plan accordingly.
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