OFG Bancorp just smashed Q2 2026 earnings with $190.3M in revenue—up 4.5% year-over-year—and $1.39 EPS, beating Wall Street by 19.2%. Net interest income also exceeded forecasts, while the efficiency ratio dipped slightly. Though growth has slowed recently, the bank’s tangible book value per share is surging, with analysts expecting continued—but slower—gains. The stock held steady post-report, hinting the market’s weighing this win against broader economic headwinds.

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