Lloyds Banking Group smashed expectations with a £4.3 billion pretax profit in H1 2026, up from £3.5 billion last year and beating analyst forecasts. CEO Charlie Nunn unveiled a bold 3-year plan to revitalize retail banking with AI-driven efficiency, targeting a 20% return on tangible equity by 2030 — and could save £2 billion in costs along the way.
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