FICO just smashed earnings expectations despite a slight revenue miss, posting a 25% sales surge to $674 million and boosting its full-year forecast—proof they’re winning big with new scoring tools like FICO Score 10T and UltraFICO, which uses cash flow data to unlock credit for more borrowers. Their platform is exploding in adoption, fueled by partnerships like Accenture’s, as lenders race to upgrade risk models. While mortgage markets shift and some lenders tweak score usage, FICO’s long-term momentum is undeniable: innovation, scale, and strategic moves are driving growth even as the market reacts.
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